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CAC payback calculator

Model your capital efficiency and unit economics with CAC payback period, LTV to CAC ratios, and SaaS investor health benchmarks.

Last updated October 24, 2026

Include sales/marketing salaries, commissions, ad spend, and tooling.

Equivalent to $15,000 Annual Contract Value (ACV).

Pure SaaS averages 75–85%; services-heavy software ~60–70%.

1.2% monthly churn ≈ 13.5% annualized churn.

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